Health Effects of Acrylamide Consumption

Health Effects of Acrylamide Consumption

Health Effects of Acrylamide Consumption

Acrylamide is a chemical compound that is formed in some foods when they undergo high-temperature cooking processes like frying, roasting and baking. Sugars and an amino acid (asparagine), which are naturally present in food items are responsible for acrylamide formation. These food items include potatoes, coffee, cereals, etc. According to USFDA, it is not formed/ or formed at lower levels in animal-based food products such as -dairy, meat and fish products. Acrylamide could be formed in food prepared at home or commercially available food items including ready-to-eat food items.

Acrylamide has probably always been present in cooked foods. However, acrylamide was first detected in certain foods in April 2002.

Since acrylamide is formed through cooking, acrylamide levels in cooked organic foods should be similar to levels in cooked non-organic foods.

Why Is Acrylamide Harmful for Health?

The International Agency for Research on Cancer (IARC) grades acrylamide as a “probable human carcinogen”, and National Toxicology Program (NTP), USA classifies it as “reasonably anticipated to be a human carcinogen.” It is also capable of causing nerve damage function (including muscle weakness and impaired muscle coordination) in human beings. The Joint Food and Agriculture Organization/World Health Organization Expert Committee on Food Additives (JECFA), in 2010 states acrylamideto be a human health concern, and acrylamide levels in food should be reduced.

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NCDRC grants Rs 2 crore compensation for a wrong haircut

NCDRC grants Rs 2 crore compensation for a wrong haircut

NCDRC grants Rs 2 crore compensation for a wrong haircut

In a significant judgment, the National Consumer Disputes Redressal (NCDRC) has recently awarded Rs 2 crore compensation to a woman who had suffered mental trauma and whose career prospects had been adversely affected due to a bad haircut and hair treatment owing to the negligence of a salon at a 5-star hotel in 2018. The bench took into consideration that the complainant Aashna Roy was a model for hair products and had done modelling assignment for VLCC and Pantene. 

By Ankur Saha

In April 2018, complainant Aashna Roy visited a salon at the Delhi-based hotel a week before an interview and specifically asked for “long flicks covering her face in the front and at the back and four-inch straight hair trim from the bottom”. However, she alleged that the hairdresser did not abide by her instruction and chopped off her entire hair leaving only four inches from the top and barely touching her shoulders. She complained about this to the management of the Salon, who in turn offered her a free hair treatment, which she claimed caused permanent damage due to excess ammonia, which resulted in excessive irritation in her scalp. She brought the incident to the notice of the higher authorities of the hotel but “in vain”.

“Rather, they misbehaved and threatened her to face consequences,” Roy said and knocked on the doors of NCDRC seeking a written apology from the management as well as compensation of Rs 3 crores for harassment, humiliation, and mental trauma. She claimed that she stopped seeing herself in the mirror, avoided social activities, lost her self-confidence due to little hair. She also suffered a loss of income due to a mental breakdown and left her job, which Roy submitted before the commission.

However, the counsel appearing for the hotel chain, submitted that the entire hair of the complainant was not chopped off, they were cut as per her request, and that during the hair treatment no harm was caused to her scalp with the excess ammonia. The counsel submitted that the complainant is not a “Consumer” as no consideration was paid by her for hair cutting as the payment was declined and the hair treatment was also provided to her free of charge. The hotel claimed that Roy filed the complaint with a malafide intention to malign its reputation and goodwill and to extract unreasonably high and exaggerated compensation. 

A bench of president R K Agrawal and member Dr SM Kantikar awarded compensation after noting that women are no doubt cautious about their hair, spend a handsome amount on keeping them in good condition, and are emotionally attached to them. The commission noted that complainant Aashna Roy was a model for hair products because of her long hair and had done modelling for big hair-care brands but due to haircutting against her instructions, she lost her expected assignments and suffered a huge loss which completely changed her lifestyle and shattered her dream to be a top model.

She was also working as a senior management professional and earning a decent income. She underwent severe mental breakdown and trauma due to negligence in cutting her hair and could not concrete her job and finally, she lost her job,” the bench said in an order dated September 21. Apart from this, the hotel is also guilty of medical negligence in hair treatment, the commission said, adding that her scalp was burnt and there is still allergy and itching due to the fault of the staff. 

A bare perusal of the WhatsApp Chat adduced by the complainant reveals that the hotel had admitted the fault on their part and by offering the free hair treatment tried to cover it, the NCDRC added. The complaint was allowed partly and Commission granted compensation of Rs 2,00,00,000 to Roy for the trauma and mental agony she has suffered from.

Click here to read the full judgement

Maximise health by minimising salt, sugar and fat

Maximise health by minimising salt, sugar and fat

Maximise health by minimising salt, sugar and fat

It is increasingly becoming apparent that high consumption of salt, sugar and fat is one of the prime reasons behind the risk of developing lifestyle diseases like diabetes, hypertension, cardiovascular diseases, etc writes Shri Arun Singhal, CEO, FSSAI.

Not all fats are bad. Unsaturated fats found in vegetable oils, seeds, nuts, avocado are in fact essential for good health. However, saturated fats and trans fats found in highly processed foods, bakery products, commercially fried foods and desserts are harmful for health. In fact, trans-fats are especially dangerous because they are the worst kind of fats. They increase the risk of cardiovascular diseases.

Similarly, added sugar, particularly refined white sugar is also bad for health. It adds only extra calories without providing any nutrients. Moreover, it is highly addictive. Found in sweets, desserts and sweetened beverages, it can really load up the calories and increase the risk of obesity, diabetes and heart diseases.

Last but not the least, high amounts of sodium can be dangerous for health. It can increase the risk of hypertension, which is one of the leading causes of death worldwide. Sodium is present in salt. Therefore, it is important to limit the intake of salt to maximum 5 gm per person per day, as recommended by the World Health Organization.

Eat Right India Movement

The Food Safety and Standards Authority of India (FSSAI) has launched ‘Eat Right India’ Movement which is a multi-sectoral effort to nudge citizens to eat right. One of its key initiatives is focused on reducing intake of salt, sugar, fat, phasing-out trans-fats from our diets. On one side, through the regulatory measures, we are updating our regulations to limit the fat, sugar and salt content in foods, and eliminate Trans Fatty Acids (TFAs); on the other hand, through the Eat Right initiative and awareness programmes, we are trying to generate awareness among consumers to limit the consumption of foods containing high levels of fat, sugar and salt. FSSAI is committed to trans-fat elimination from food supply chain by 2022 and is actively working with industry, associations, scientists and researchers as well as public health institutes to bring the best technology as well as share global experiences to eliminate transfat from the food supply chain.

To kick-start and popularise the movement, a powerful infotainment campaign through a short video starring National Award-winning actor Rajkummar Rao was launched with a simple yet memorable tagline ‘Aaj Se, Thoda Kam’. As the main face of the campaign, Rao officially launched the, “The Eat Right Movement” on July 10, 2018 in Mumbai and offered his support to spread the message of ‘#Aaj Se Thoda Kam’ across possible formats.

Endorsing the Eat Right India Movement, Rao suggests all his fans to take small steps. In the words of Rao, “Health is a matter of the head winning over the heart. While our heart wants tasty treats, our head can think of ways to control or avoid these indulgent tendencies through simple behaviour change strategies. The head understands what’s at stake because ultimately these tasty treats can make us so ill that we might have to give them up altogether. He goes on to recommend gradually reducing salt, sugar and fat in the daily diet by following the mantra – Aaj Se Thoda Kam.”

Efforts are being made on both demand and supply side. On the demand side, the ‘Eat Right India’ movement focuses on empowering citizens to make the right food choices. On the supply side, it nudges food businesses to reformulate their products, provide better nutritional information to consumers and make investments in healthy food. FSSAI has also initiated the Eat Right awards to recognize the contribution of food companies who are working tirelessly to reformulate their products for healthier options.

Heart Attack Rewind

To create awareness about the adverse health effects of trans fat, FSSAI launched another campaignHeart Attack Rewind’, a 30 second Trans Fat Public Service Announcement (PSA). FSSAI is aggressively working towards bringing down the trans fat content in fats and oils from the current level of not more than 5 per cent by weight in four categories of fats and oils (vanaspati, bakery shortening, bakery and industrial margarine and interesterified vegetable fat) to not more than 2 per cent by weight of all fats and oils by January 2022; a year ahead of WHO’s target. Thus, moving closer to its motto “Achieving Freedom from Tarns Fat; India @75”. Further, FSSAI has recently released Trans Fat free logo in July, 2019 to encourage food establishments like bakeries, sweet shops and other catering establishments to use healthier fat/oil options, thereby reducing the trans fat content in the foods. The food establishments which use trans-fat free fats/oil and do not have industrial trans-fat more than 0.2g per 100 g of the food, in compliance with the regulation on claims and advertisements, 2018 can voluntarily display ‘Trans Fat Free’ logo in their outlets and on their food products. 

To further enhance the effectiveness of the message, ‘Aaj Se Thoda Kam’ and ‘+F Symbol’, FSSAI also launched an online campaign with Ace Cricketer and Indian Cricket term caption Shri Virat Kohli. Kohli joined this movement by urging citizens to follow the simple “Plus-Minus” formula. In the words of Kohli, “We need to “minus” or minimize salt, sugar and fat and “plus” or add fortified foods…. Eat Right, Stay Fit….Tabhi India, Super Hit.”

Easy steps to follow

Reduced intake of salt, sugar & fat is need of the hour as we as individuals can do some basic thing. A few of them are:

SALT: Salt is the main source of sodium in our diet. Sodium consumption above WHO recommended limit of 5g a day predisposes an individual to heart problems. 

  • Instead of sprinkling salt on salad, cut fruits, cooked vegetables or curd, enjoy their natural taste.
  • Reduce salt quantity in cooking. From lesser to least. 
  • Soy sauce, salad dressings, ketchup, pickles, and papads also has sodium. Use these foods moderately in your daily diet.
  • Baking soda, baking powder, and monosodium glutamate (MSG) also contains high sodium: Avoid using these in your daily cooking.
  • Do not add salt in dough for chapati or rice.

SUGAR: Sugar provides only calories and no other nutrient to our body. High intake of sugar is a risk factor for obesity and predisposes the individual to diabetes and other diseases.

  • Prefer using naturally sweet ingredients than refined sugars. 
  • Restrict foods such as cakes, pastries, confectionery and sweets as they often have high amounts of fat, sugar, or salt, prepared with refined cereals. 
  • Limit the consumption of foods and drinks containing high amounts of sugars (e.g. sugar-sweetened beverages, sugary snacks, etc).
  • Prefer whole fruits instead of fruit juices.  Eat a piece of fresh fruit. 
  • Do not overindulge in sugar-preserved foods like jams, jellies and marmalades.

 FAT: Excess of fat intake is a risk factor for obesity and diseases like diabetes, cardiovascular ailments etc. 

  • While cooking, prefer boiling, steaming, roasting, grilling or baking rather than frying.
  • Measure cooking oil with a spoon rather than pouring freely from the bottle, or use spray for oil.
  • Restrict your intake of bakery foods or processed foods.
  • In your routine cooking, use fats and oils in moderation and consume varieties of foods. 

 TRANS FATS: These are bad fats which should be completely avoided. 

  • Avoid using vanaspati, bakery shortenings, margarine etc as they are the major sources of trans fats.
  • Limit consumption of bakery products, fried foods to avoid consumption of trans fats. 
  • Do not repeatedly re-heat the oil or re-use the same oil for frying as it can lead to formation of trans fats.

 

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Veganism and India

Veganism and India

Veganism and India

Consumer

FSSAI’s recent Vegan logo announcement is a remarkable development in the popularity of vegan foods in India. Going by different reports, it comes to a surprising fact that there was a 47% rise in the vegan related searches in the year 2020. The growing interests for such foods can be attributed to the increasing awareness of global trends, a growing focus on personal and planetary health, and the appeal of a greener, cleaner way of life is motivating many Indians to embrace veganism. While the meteoric rise of plant-based food is growing around the globe, in India, the trend has been gaining more acceptance among the youth through different social platforms including You Tube. This tech-savvy young generation has been increasingly tapped by influencers/vloggers on the ground of raising awareness of the cause through these platforms. Several wellness guides, vegan recipes and nutritional advice are abundantly available on digital platforms as well. And we know in a country where the half of the population is under the age of 30, this trend can catch up like wild fire. 

Additionally, India’s approximately 33% vegetarian population is another add-on to this. Also, it becomes easier for consumers to identify Vegan products with a green V mark logo just like we do with a green and red dot to know whether the food is vegetarian or non-vegetarian. And this surely ends many confusions that the vegan food lovers used to have before. 

Generally, a vegan diet contains only plants (such as vegetables, grains, nuts and fruits) and foods made from plants. Vegans do not eat foods that come from animals, including dairy products and eggs. Veganism (vegan diet) is a way of life too that tries to exclude all forms of meat and products that are derived from animals. As per the vegan society, all animals must be free of human use; be it for food, clothes, or any other useful purposes.

 And we see, capitalising such consumer appetite, there are companies who have launched/expanded their offerings like plant-based meat and beverages, and more. Bollywood actors Reteish and Genelia Deshmukh’s Imagine Meats Venture is a recent example to put here. The venture’s plant-based meat offerings have already been garnering quite a lot of attention on social media platforms. Other existing brands in this space include, Urban Platter, RAW Pressery, Epigamia, Ahimsa Food, Vegeta Gold etc.

While how the trend shapes up in future is to see in the coming times, but undoubtedly the concept has been greatly gaining momentum in India.

In this issue of Consumer VOICE October edition, we have brought an assortment of good reads that educates you best toned packaged milk brand, hydroponic food, FSSAI CEO’s column on why consuming high salt, sugar and fat must be avoided, best geyser to choose among others.

Kindly write to us at info@consumer-voice.org to let us know your feedback/suggestions.

Happy Reading!
Sharmila Das
Editor

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Why credit card loan is better than a personal loan?

Why credit card loan is better than a personal loan?

Health Insurance

Taking a loan involves plenty of permutation and combination; comparing which loan is better to take. Let us tell you here about the benefits of credit card loan comparing it with personal loan structure. 

By Subas Tiwari

Credit card users are aware of credit card loans. And there are people who keep a credit card because if they need a loan, they can avail the same from it. If you are also keeping in mind the convenience of getting a loan through your credit card, then you must know whether taking a loan in this way is beneficial or not. Let us see whether a personal loan or credit card loan is more helpful. 

Personal loan gives better interest

If you are looking to take a loan for a long time, then a credit card loan can cost you dearly. On credit cards, you usually get loans at a rate of not more than 12 per cent. Sometimes, under special offers, you can also get a loan at the rate of 11 per cent, but you cannot get a loan at a rate less than that. On the other hand, if you take a personal loan, you will also get a loan at an interest rate of up to 10 per cent or 10.50 per cent, provided you have a good record with the bank. So, if you are taking a loan for a long time, then it is better to take a personal loan from the bank and in this you can also get the interest rate reduced by talking to the bank. If the bank is impressed by your words, then you can get a big loan at low interest.

Get quick loan with credit card

You can go for a credit card loan in a few minutes if your loan amount is not very large. A credit card loan is approved in two ways. One by blocking the credit limit and the other is outside the credit limit. On the other hand, if you are looking to take a personal loan, mostly you have to follow a complete process that can take up to 5-7 days. 

Get pre-approved loan on credit card

You have to show all the documents while taking a loan from most of the banks. The bank verifies you and your income with these documents. Whereas, in the case of credit card loans, banks often offer pre-approved loans based on your credit score and credit card usages. You can take the loan as much as the offer is for a loan of up to the approved amount. The best part of this is that you do not have to do any paperwork in this.

Credit card loan is better if you want to pre-close the loan

When it comes to pre-closing of the loan, taking a credit card loan proves to be very beneficial. Most of the banks do not offer the facility of online pre-closing if you need to pre-close a personal loan from a bank. For example, even in big private banks like ICICI and HDFC, you have to visit the branch and go through a long process. On the other hand, you can pre-close a loan taken by credit card online in a minute. However, some banks may also set certain limits for pre-closing such as 3 months, 6 months or one year. Whereas in some banks you can pre-close the loan whenever you want. Keep in mind that while pre-closing the loan, you also have to pay some fee, which is applicable on the remaining principal, but the good thing is that you do not have to pay the interest on it.

What’s better?

If we analyse, taking a credit card loan is a profitable bet. Although, the loan amount may not be huge from it, but you may enjoy a lot of related facilities on a credit card loan. The best part is that you don’t need to go anywhere to get the loan, need not show any documents and go through any process to get it closed. In every way, taking a credit card loan is a profitable deal. In terms of interest, however, personal loan scores high.

Usually, a loan available on a fixed rate of interest, a personal loan is sanctioned for a given tenure of between 12 and 60 months payable via equal monthly instalments or EMIs that include the principal as well as the interest component. Personal loan for salaried individuals is more easily approved than those for self-employed people.

A credit card loan, on the other hand, is generally referred to as revolving debt. This is because the borrowed amount is dependent on the funds spent on the card and the balance that is left at the end of your monthly billing cycle.

Difference between credit card & personal loan

Basis of Difference

Credit Card

Personal Loan

Eligibility

Only select credit cardholders are eligible

Non-customers of the bank may also apply

Procedure for Borrowing

By accepting a pre-approved offer extended by the bank or by applying for the same

By applying to a bank or financial institution with documentation

Disbursement

Credited directly to savings/current account (if with the same bank) or in the form of a cheque

Amount paid as a lump sum to the customer’s savings/current account or via cheque

Approval Time

Within 24 hours

3-5 business days

Repayment

EMIs added to monthly credit card statement for the said tenure

As EMIs to the bank for a specified tenure

Tenure

Usually from 1 to 5 years

Usually from 1 to 5 years

Borrowing Limit

Up to the pre-approved limit set by the provider

To be calculated by the bank on the basis of income proof

Interest Rates

Higher than personal loans; varied from bank to bank and may also vary from customer to customer

10.50% onwards; depends on the customer’s income and credit history

Documents

No additional documents required

Identity proof, address proof and income proof required

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