An interactive workshop was organised by our state partner organisation Honcho Tech For Good Foundation at Malancha Traffic Junction North 24...

Digital Literacy, Training of Trainers Workshop – June 29, 2017
Digital Literacy, Training of Trainers Workshop – June 29, 2017
In continuation of Digital Literacy Initiative project activities supported by Anne Frasen Fund of Consumentonbond and Consumers International,Consumer VOICE organized Second Digital Literacy Workshop based on Training of Trainers model at club 26 ,Noida,Sector 27 (Uttar Pradesh) on 29th June 2017.The purpose of this workshop was to make Consumers digitally literate and also to boost their confidence to join the digital economy and society.

In the workshop various topics were covered such as digital accessibility, how to be safe online and ensuring digital security and privacy, related legal rights and available redressal avenues etc by different speakers from Consumer VOICE Team including Shri Gopal Ravi Kumar,Shri Subas Tiwari and Shri Hemant Upadhyay and Digital Expert –Shri Agam Chaudhary.


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NATIONAL ROAD SAFETY WEBINAR
Nitin Gadkari, the Road Transport, Highways, and MSME Minister said road fatalities can be reduced by 50 per cent by 2025 as against the target of 2030 while addressing a webinar organised by Consumer VOICE along with the other partners of the Road Safety Network. The webinar was organised on September 1, 2020 to mark the completion of one year of Motor Vehicles Amendment Act 2019. Read More
ROAD TO MOTOR VEHICLES AMENDMENT ACT 2019
LIST OF INCREASED PENALTIES UNDER MOTOR VEHICLE AMENDMENT ACT 2019

Section(Old Section) | Old Provision/Property | New Proposed Provision/Minimum Penalties | |
---|---|---|---|
177 | General | Rs 100 | Rs 500 |
New 177A | Rules of road regulation violation | Rs 100 | Rs 500 |
178 | Travel without ticket | Rs 100 | Rs 500 |
179 | Disobedience of orders of authorities | Rs 100 | Rs 500 |
180 | Unauthorized use of vehicles without licence | Rs 1,000 | Rs 5,000 |
181 | Driving without licence | Rs 500 | Rs 5,000 |
182 | Driving despite disqualification | Rs 500 | Rs 10,000 |
182 B | Oversize vehicles | New | New |
183 | Over speeding | Rs 400 | Rs 1,000 for LMV, Rs 2,000 for medium passenger vehicles |
184 | Dangerous driving penalty | Rs 1,000 | Up to Rs 5,000 |
185 | Drunken driving | Rs 2,000 | Rs 10,000 |
189 | Speeding/ Racing | Rs 500 | Rs 5,000 |
192 A | Vehicle without permit | Up to Rs 5,000 | Up to Rs 10,000 |
193 | Aggregators (violation of licencing conditions) | New | Rs 25,000 to Rs 1 lakh |
194 | Overloading | Rs 2,000 and Rs 1,000 per extra tonne | Rs 20,000 and Rs 2,000 per extra tonne |
194 A | Overloading of passengers | Rs 1,000 per extra passenger | |
194 B | Seat belt | Rs 100 | Rs 1,000 |
194 C | Overloading of two-wheelers | Rs 100 | Rs 2,000, disqualification of licence for three months |
194 D | Helmets | Rs 100 | Rs 1,000, disqualification of licence for three months |
194 E | Not providing way for emergency vehicles | New | Rs 10,000 |
196 | Driving without insurance | Rs 1,000 | Rs 2,000 |
199 | Offences by juveniles | New | Guardian/ owner shall be deemed to be guilty. Rs 25,000 fine with 3 years imprisonment. Juvenile to be tried under JJ Act. Registration of motor vehicle to be cancelled. |
206 | Power of officers to impound documents | Suspension of driving licences u/s 183, 184, 185, 189, 190, 194C, 194D, 194E. | |
210 B | Offences committed by enforcing authorities | Twice the penalty under the relevant section. |
SIX MAIN RISK FACTORS OF ROAD SAFETY
- Seat Belt
Seat belts dramatically reduce risk of death and serious injury. Among drivers and front-seat passengers, seat belts reduce the risk of death by 45%, and cut the risk of serious injury by 50%. People not wearing a seat belt are 30 times more likely to be ejected from a vehicle during a crash. More than 3 out of 4 people who are ejected during a fatal crash die from their injuries.
- Speed
The speed of motor vehicles is at the core of the road traffic injury problem. Speed influences both crash risk and crash consequence. The physical layout of the road and its surroundings can both encourage and discourage speed. Crash risk increases as speed increases, especially at road junctions and while overtaking – as road users underestimate the speed and overestimate the distance of an approaching vehicle.
- Helmet
The main risk factor for motorized two-wheeler users is the non-use of crash helmets. The lack or inappropriate use of helmets increase the risk of fatalities and injuries resulting from road crashes involving motorized twowheelers. Head injuries are a major cause of death, injury and disability among users of motorized twowheel vehicles. Many of these head injuries could have been prevented or their severity reduced through the use of simple and inexpensive helmets.
- Drink & Drive
Impairment by alcohol is an important factor influencing both the risk of a road crash as well as the severity of the injuries that result from crashes.
- Child Restraints
A child safety seat is a seat designed specifically to protect children from injury or death during vehicle collisions. Child restraints work in the same way as adult seat-belts.
- Mobile distractive driving
Using mobile phones can cause drivers to take their eyes off the road, their hands off the steering wheel, and their minds off the road and the surrounding situation. This cognitive distraction have the biggest impact on driving behaviour.
IMPACT
- We submitted a petition on December 2015 to the Honorable Minister Shri Nitin Gadkari and State Minister for an immediate introduction of Road Safety Bill in monsoon session at central level.
- At state level our partners have submitted petition to Transport Ministers of the respective states and copies have been sent to Shri Nitin Gadkari.
- We have received support from 58 Members of Parliament across all parties.
- Workshops and Candle Marches were held on World Day of Remembrance (WDR) for Road Safety across major states and cities in India like Chandigarh, Lucknow, Cuttack, Bhopal and Patna which were a huge success.
- Consumer VOICE organized Cyclothon (Cycle Rally) event on January 7, 2017 on the occasion of Road Safety Week at Nehru Park, Neeti Marg, Chanakyapuri, New Delhi. The theme of the Cyclothon was ‘Child Safety
and Safer Roads – Every Life Counts’. - The VOICE team also approached relevant ministries (Ministry of Road Transport and Highways and Ministry (MORTH) and Ministry of Consumer Affairs to push for the bill.
- World Day of Remembrance (WDR) was organised in 2015, 2016 and 2017 from 15th till 20th November in 10 states
- A National workshop was held on February 2015 to brief our state partners to garner support from MPs across states.
CAMPAIGN UPDATES
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Road Safety-World Day of Remembrance
On the third Sunday of November each year, the World Day of Remembrance for Road Traffic Victims (WDR) is observed. In order to honour the suffering...
MEDIA REITERATES OUR EFFORTS
⇨ Walk to create road safety awareness
November 18, 2019 | The Telegraph
Citizens on Sunday participated in a walk organised by … Read more
⇨ City observes World Day of Remembrance
November 18, 2019 | The Sentinel
Consumer’s Legal Protection Forum, Assam, Consumer VOICE, …. Read more
⇨ Road Safety Network urges the government to issue an ordinance on road safety
February15, 2019 | Business Standard
A day after the last session of the current Lok Sabha, the Road Safety Network … Read more
⇨ Citizens Awareness Group holds walk in memory of mishap victims
The Citizens Awareness Group here organized a walk which originated from … Read more
⇨ Citizens Awareness Group holds walk
Citizens Awareness Group, Chandigarh with support from Consumer Voice,.. Read more
WORLD REMEMBRANCE DAY (WDR) 2019
World Day of Remembrance 2019 “Life is not a Car Part” The World Day of Remembrance for Road Traffic Victims (WDR) is commemorated on the third Sunday of November every year – to remember the many millions killed and injured on the world’s roads, together with their families, friends and …. Read more

COMPARISON OF HEALTH INSURANCE PLANS FOR DIABETIC PATIENTS

At present, very few insurers offer any kind of insurance cover to those who are afflicted with diabetes. Further, handful of insurers who offer exclusive cover for Type-2 diabetes have extended their health cover to include diabetes/hypertension/cardio problems. For Type-I diabetes, none of the insurance companies offer any cover as of now. If there is a family history, you may want to buy insurance immediately. Consumer VOICE presents a comparison of 5 Health Insurance Plans for Diabetic Patients of parameters like entry age, sum assured, waiting period, per and post hospitalization and many more.
Did you know that by the year 2030 diabetes will become the 7th leading cause of death on a global level. By the year 2025, every fifth patient in the world will be an Indian (as per WHO estimates). The age of patients can be anywhere from 20 to 60. This make one think how to do protect ourselves then. Both types of diabetes are costly. The fact is, the disease has the power to disrupt a family's finances. At present, very few insurers offer any kind of insurance cover to those who are afflicted with diabetes.
Further, handful of insurers who offer exclusive cover for Type-2 diabetes have extended their health cover to include diabetes/hypertension/cardio problems. For Type-I diabetes, none of the insurance companies offer any cover as of now. If there is a family history, you may want to buy insurance immediately. We make a comparison of heath insurance plans for diabetic patients and reveal the best buy, good buy and fair buy.
EXCLUSIONS IN POLICIES (GENERAL)
- Any pre-existing condition (which would be covered after a waiting period)
- HIV/AIDS and related ailments/disease
- Congenital diseases
- Mental disorder or insanity
- Cosmetic surgery and weight-control treatments
- Abuse of intoxicant or hallucinogenic substances like intoxicating drugs and alcohol
- Dental treatment
Hospitalisation due to war or an act of war, or due to a nuclear, chemical or biological weapon, and radiation of any kind
Let us look at how to compare diabetic insurance plans:
BRANDS COMPARED
- Apollo Munich ( Energy)
- National Insurance (Parivar Mediclaim)
- Max Bupa ( Heartbeat)
- Religare (Care Freedom)
- Star Health (Diabetes Safe)
PARAMETERS COMPARED
- Maximum entry age
- Minimum entry age
- Minimum sum assured
- Maximum sum assured
- Co-Payment ( in %) maximum
- Diabetes waiting period
- Pre- hospitalisation
- Post-hospitalisation
- Daycare treatment
- Pre-existing disease ( PED) waiting ( in years)
- Sublimit for each expense
- Policy term ( period) in years
- OPD cover
- Policy options
- Optional cover
- Consumer feedback

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Car Safety Workshop in Noida
Car Safety Workshop in Noida-30 December 2017

Car Safety Workshop in Noida
The event started with a welcome address by S.C. Sharma, President, Bhartiya Manav Kalyan Samiti, Noida. He spoke about the need of Car Safety and hoped that the workshop on this subject will be very useful for the participants. Hemant Updhyay, Advisor,(Projects & IT) Consumer VOICE broached the subject and talked about the Car Safety necessity in India and supplemented it by giving data of road accidents caused due to driving an unsafe car. Some videos were also shown which gave a detailed view of road accidents caused due to lack of car safety features. Ms. Ekta Purohit Manager (Projects) from Consumer VOICE elaborated upon Car Safety importance and pointed out some precautions which a person should take while driving a car.
Sh. Sumer Singh Rawat, President, RWA, Sector-15 Noida opined that car safety feature like airbags and ABS are of utmost importance which should be not negotiated while purchasing a car. He also stressed upon the fact that while driving everyone should follow traffic rules to minimize the chances of accident. Sh. B. P. S. Dhakrey, Sr. Adv. of Supreme Court, who was the chief guest, emphasized the need of strict compliance of traffic rules as well as to ensure manufacturing of safe car from the company’s end. He further said that in consumer forum it takes time to settle the consumer disputes. Therefore mutual arbitration and mediation should be the preferred course of action.

Participants in Car Safety Workshop in Noida
He applauded the work of VOICE in the field of social service in general and Road Safety in particular. Sh. Kanhaiya Lal, General Secretary, Noida Ex. Officers Welfare Association made a vote of thanks speech and told that they are grateful to their chief guest and other guests for sparing their valuable time. He also thanked participants for making the event a success. Sh. S.C. Sharma concluded the event by saying that this workshop will be very useful in spreading the message of Car Safety among consumers. He also surmised that the participants will not only make use of the knowledge they got in the event but will also take this message forward in public interest. The programme followed by question and answer session and the consumers present at the seminar asked their respective questions to the experts.
This workshop was attended by more than 70 persons from Noida, Greater Noida, Ghaziabad and East Delhi. Naresh Prasad and Amrit Sindhu from VOICE were also there as participants. The event concluded with a dinner.
Media Coverage

Amar Ujala

Hindustan Times