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Answer: Typically, a petition or complaint entails presenting factual details supported by relevant documents. Legal precedents, citations, and judgments are usually attached and discussed during oral arguments. However, in the initial drafting of a complaint, particularly when asserting a deficiency in service, it is beneficial to reference specific provisions. This may include defining the complainant as per statutory definitions, citing product liability clauses, invoking express warranty terms, and addressing unfair trade practices or misleading advertisements as defined within the applicable legal framework.
Answer: Initially, you have the option to decline taking possession in the absence of a completion certificate, as there could be unfinished work or unfulfilled administrative/legal prerequisites for which the certificate may have been rejected or not applied for by the builder.
Alternatively, if there is significant delay and the homebuyer decides to accept possession without the completion certificate, there is a possibility that the local authorities may impose additional taxes as a consequence of this default. Legal precedent suggests that such penal taxes should be the responsibility of the builder, and seeking legal recourse through the court system may be necessary.
Another avenue is to approach consumer commissions or the Real Estate Regulatory Authority (RERA) at this stage. Seeking possession with a completion certificate and claiming compensation for the delay can be pursued through these channels.
Answer: Beyond the 45-day period following the issuance of a proper notice with accompanying documents, the excuse provided by the opposing party becomes untenable. The commission’s request for proof of service aims to verify that the notice was served appropriately. Once confirmation of proper notice is established, the commission can utilize its authority to proceed against the opposing party through expert means.
While it is not the complainant’s obligation to track the service of the notice, the complainant can assist the court when seeking ex parte proceedings against the opposing party.
Answer: Yes, you can request government documents through the Right to Information (RTI) Act. The RTI Act allows citizens to seek information from public authorities, including government departments and agencies. The Act aims to promote transparency and accountability in the functioning of government organizations.
To request government documents through RTI:
Remember that there are certain exemptions and limitations to the information that can be provided under RTI. Additionally, the process may have some variations depending on the specific rules and regulations of the country or region you are in. Check the local RTI guidelines for more details.
Answer: The execution procedure for orders by a consumer commission is identical; both locations adhere to the provisions outlined in Order XXI of the CPC (Code of Civil Procedure) 1908. Consumer commissions are endowed with the authority of a First-Class Magistrate to employ this procedure, as stipulated by Sections 71 and 72 within the Act. The procedure remains consistent, encompassing steps such as issuing notices, issuing warrants, initiating non-bailable warrants through the police, effecting arrests by the police, imposing fines by the commission, and issuing orders for property attachment.
Answer: The process remains consistent for all cases brought before consumer commissions, especially in medical instances where medical literature, expert opinions, and treatment records are essential. The significance of multiple affidavits for evidence cannot be understated. Courts may accept or solicit more than one expert opinion, contributing to a prolonged process.
Proving negligence is based on a comprehensive examination of facts, circumstances, treatment records, medical literature, and expert opinions. The actions of paramedical staff, the presence of necessary infrastructure in the hospital or nursing home, and the availability of requisite facilities are also taken into account to arrive at a reasoned conclusion.
Facts :Placed an order for value Rs 7983 on 30.11.2023Flipkart confirms delivery on 25.12.2023 but product never received
Answer: Allahbad HC quashed fir filed FIR filed against Flipkart finding him not guilty under criminal law Section 79(2) or 79(3)of Indian Technology Act 2000(amended 2008)exempt from liability if act done exercising ‘due diligence ‘
Section 85 and 86 of CP Act 2019 finds the intermediary responsible to receive notice on behalf of sellers on their web,facilitate in providing all information and whereabouts known to them for consumers and courts
Flipcart is not inventory based e commerce entity ,its marketbased platform ,hence not liable for product defect.
Admission in LLB in private college Due to tragedy in family left after half year.College insisting for full year fee.
Answer: As per Supreme Court Judgment in case of Usmania Islamia Academy v State of Karnataka
Answer:
Answer:
Answer: Submit an application before the court praying to proceed ex party against OP.
Answer: Written Arguments are written submission of your entire case including reference to OP’s your stand with given evidence etc. You can refer case law also favoring your case and also enclose citation/case law.
Verbal is the same thing you put before the court and court may ask anything while you argue your case related to your case and argument.
Answer: Withdraw civil case immediately, then this order is final. One cannot enrich oneself by claiming for the same thing at two places.
Answer: As long as two courses or degrees both are not regular, you can maintain both. It’s your outlook how you manage exams scheduling If already pursuing one, other is no more on your cards.
Answer: It’s difficult to prove without documents. Your affidavit alone will not work as secondary evidence unless some substantial facts can be proved.
Answer: Two things to be seen –both degrees are not done in regular mode because you cannot be present at two places at the same time. UGC guidelines do not permit. Another point is if you meet the qualifying criteria for the post, you are eligible. But we cannot spell out other rules or criteria set by your selection board.
Answer: Check the terms you have signed while becoming member. If membership was yearly then it goes by now. But surely you have saved yourself by not losing more.
Answer: Maintenance is done by builder till possession given to society ,thereafter society is to look after maintenance affair.In future you have to pay to society. You can claim if some amount given which was not as per your agreement.
Answer:
Have Two fold query-
(a) If Information not received through RTI ,Can I file appeal against it to Consumer Commission
(b)When you have not filed any application under RTI,hence want to get direct through CP Act Because consumer protection Act gives right to the consumers to be informed.
Answer: Understand the difference between information through RTI and information through CP Act.
Under RTI you may apply to any ministry ,office ,organisations covered under RTI for any information if you are entitled to get that/directly concerned with the information you want
Under CP Act information word has come under the definition of services .While filing case for deficiency in services, you will have the right to know everything about the services you have hired by making payment. Consumer commission is a court and decides the cases filed before it and its scope is to deal with goods ,services and unfair trade practices. While dealing with these areas every information court gets from OP related to that particular case and provide you .
Answer: There can be only one appeal before consumer commissions under consumer protection Act. However there can be a revision petition challenging that the particular commission has either not exercised the jurisdiction or exceeded its jurisdiction while deciding the cas.Any other point regarding jurisdiction can be raised through revision petition .
Answer:
check with following guidelines for your answer.
UGC Guidelines issued on April 2022 for Pursuing Two Academic Programmes Simultaneously
The above guidelines shall be applicable only to the students pursuing academic programmes other than Ph.D. programme.
Answer:
Your question is not about guidelines but your decision under a peculiar circumstances.
Reasonably you cannot be present at your job as well as college. If college is not conducting classes, you can with your common sense join job. Other option is join job and take some leave. I don’t find any risk but take decision at your own risk , its not legal advise without checking documents and details.
Answer:
1. Check with UGC Guidelines April 2022
2. A student can pursue two academic programmes, one in full time physical mode and another in Open and Distance Learning (ODL)/Online mode; or up to two ODL/Online programmes simultaneously.
Dr Prem Lata, Legal Head VOICE
Referred clauses from Contract act
Section 188 of the Contract Act “An agent, having an authority to do an act, has authority to do every lawful thing which is necessary in order to do such act.” Section 237 of the Contract Act “When an agent has, without authority, done acts or incurred obligations to third persons on behalf of his principal, the principal is bound by such acts or obligations.”Arguments in Defence by OP Airways:
Time was not the essence of contract entered into between the parties. The complainant sent the consignment through Kuwait Airways, knowing fully well that it has various stops over at Kuwait, Chicago and Memphis, which would consume a lot of time period to deliver the consignment.
Commission observed and held- The fax message sent by agent through whom the consignment was booked to be shipped by the airways goes to show that the goods shall be delivered at Kuwait, Chicago and Memphis on 29.07.1996, 31.07.1996 and 31.07.1996. The airways never asserted that the agent lacked authorization or authority to provide the delivery schedule for the consignment. Consequently, the airways is vicariously responsible for the actions of its agent in this matter.
The following relationships lead to Vicarious Liability:
The commencement and termination of employment hinge on the specific circumstances of each case. Employment doesn’t necessarily conclude when the ‘down’ signal is given or when the worker physically departs the workshop. Instead, there exists a notional extension both at the entry and exit points, considering factors such as time and space. This perspective acknowledges that the boundaries of employment extend beyond immediate physical locations and specific signals, recognizing a broader context for the determination of the employment period.
Case title:
Cloudtail India Private Limited.Versus Central Consumer Protection Authority
CCPA Appeal No. 4 Of 2022
(Against the Order dated 04/11/2022 in Complaint No. J-25/72/2021 of the CCPA DELHI)
CCPA directs Cloudtail India Private Limited to recall 1033 pressure cookers, sold by the company in the country, refunding its price to the consumers, within 45 days and imposed a penalty of Rs.100000/-, for selling the pressure cooker, in violation of Quality Control Order, 2020.
This is the first order of its kind by CCPA after CP Act 2019 enforced which has been challenged before the apex consumer commission questioning the jurisdiction of CCPA.Since this is the new entity established under the Act 2019 ,this order holds significant importance.
Dr Prem Lata ,Legal Head
Issue -Mandatory BIS Mark
Bureau of Indian Standards Act, 2016, issued Notification dated 21.01.2020, making it mandatory for domestic pressure cooker to bear Standard Mark under a licence from Bureau of Indian Standards
Facts:
Action by CCPA -.
Authority Called for reports in connection with sold cookers without BIS Mark
Order by CCPA –
Hence the present appeal has been filed before Apex Commission (NC) for adjudication
Stand of appellant company before NC
Company reiterated its stand in appeal as stated above However appellant company also added Finding of Central Consumer Protection Authority that pressure cooker was ‘defective’ raising presumption due to not having ISI mark is illegal. In any case, violation of Domestic Pressure Cooker (Quality Control) Order, 2020 may attract the provisions of Bureau of Indian Standards Act, 2016 and not the Consumer Protection Act, 2019..
Analysis by National Commission
“consumer rights” as defined under Section 2 (9) includes,—
“defect” as defined under Section 2(10) of the Act is quoted below:
“defect” means any fault, imperfection or shortcoming in the quality, quantity, potency, purity or standard which is required to be maintained by or under any law for the time being in force or under any contract, express or implied or as is claimed by the trader in any manner whatsoever in relation to any goods or product and the expression “defective” shall be construed accordingly.”
Observations by Commission :
Supreme Court verdict
Various earlier judgments on the issue :
Sumat Prasad Jain vs. Sheojanam Prasad (Dead) & Ors (1973) 1 SCC 56
Delhi High Court in Bottled Water Processor Association vs. Union of Inida, 2010 SCC Online Delhi 2038 and Andhra Pradesh High Court in Sri Seetharamanjaneya Swamyvari Seva Sangam vs. Superintending Engineer, APSPDCL, 2015 SCC Online Hyd. 335
Above judgments Highlighted the significance of BIS standards and held that people at large will be put to risk and public interest would be jeopardised if the safety standards are not complied with.
CCPA holds power under Section 18 of the Consumer Protection Act, 2019 and Authority can exercise its power suo moto and to protect the consumers’ interest it can pass any suitable order. It cannot be said that it was without jurisdiction.
No procedural irregularity is found in passing the order by CCPA After initiation of the proceeding, report dated 04.07.2022 has been obtained from Director General (Investigation). The appellant has been given full opportunity of hearing by giving the notice as well as the report.
Order by CCPA confirmed
The popularity of investing in mutual funds has been steadily growing in India as individuals aim to achieve their financial goals and grow their wealth. Mutual funds offer a professionally managed and diversified investment option, which can be instrumental in building wealth over time. However, with a vast array of mutual funds available in the market, selecting the best one can be a daunting task. In this comprehensive guide, we will explore the key factors to consider when choosing the ideal mutual fund for your investment needs in India.
Subas Tiwari
Before embarking on the selection process, it is essential to have a clear understanding of what mutual funds are and how they operate. A mutual fund is essentially a pool of funds collected from numerous investors with the objective of investing in a diversified portfolio of assets, which may include stocks, bonds, or other securities. These funds are managed by professional fund managers who make investment decisions on behalf of the investors.
Mutual funds offer various advantages, including diversification, professional management, liquidity, and accessibility, making them an appealing choice for both novice and experienced investors. However, it is important to acknowledge that not all mutual funds are created equal, and choosing the right one is crucial for achieving your financial goals.
The first step in selecting the best mutual fund for investment is to define your financial goals and ascertain your risk tolerance. Your investment objectives will dictate the type of mutual funds that align with your needs. Here are some common investment goals and the types of mutual funds that are suitable for them:
Understanding your risk tolerance is equally important. Your risk tolerance depends on factors such as your age, financial situation, and your willingness to endure market fluctuations. Generally, younger investors with a longer investment horizon can afford to take on more risk, while older investors may prefer more conservative options.
Once you’ve identified your investment goals and assessed your risk tolerance, the next step is to evaluate the performance of mutual funds. Past performance can offer insights into how a fund has historically performed, but it should not be the sole basis for your decision. Here are some key factors to consider when evaluating fund performance:
Mutual funds are categorized into various types based on their investment objectives and asset allocation. Understanding these categories can help you narrow down your options. Here are some common mutual fund categories in India:
Understanding the category and objective of a fund will help you align it with your investment goals. For example, if you want exposure to international markets, you may consider international funds, while if you seek regular income, income funds may be more suitable.
The size of a mutual fund and its assets under management (AUM) can provide insights into its popularity and liquidity. A larger AUM can indicate investor trust and stability, but it’s essential to strike a balance. Extremely large funds may face challenges in deploying capital effectively, potentially leading to diluted returns.
On the other hand, very small funds may lack the resources and expertise to manage assets efficiently. It’s advisable to consider funds with a reasonable AUM that aligns with your investment objectives. Smaller investors may find smaller funds more accessible, while larger investors may prefer funds with substantial AUM.
Mutual funds come with various expenses, and it’s essential to understand how these costs can impact your returns. The two primary expenses associated with mutual funds are:
Additionally, some funds charge load fees when you invest (entry load), but these have become less common due to regulatory changes in India.
Tax efficiency is a crucial factor when choosing a mutual fund in India. Different types of mutual funds have varying tax implications. Here’s a brief overview:
Understanding the tax implications can help you optimize your investment strategy and minimize tax liabilities.
Examining a mutual fund’s portfolio and holdings can provide valuable insights into its investment strategy. Key points to consider include:
The fund manager plays a pivotal role in the performance of a mutual fund. Here’s how to assess the fund management team:
The reputation of the mutual fund house is another crucial factor to consider. Look for a fund house with a history of ethical practices, transparent reporting, and investor-friendly policies. Research the fund house’s overall performance and credibility in the market.
Systematic Investment Plans (SIPs) are a popular way to invest in mutual funds regularly. SIPs allow investors to invest fixed amounts at regular intervals (e.g., monthly) and benefit from rupee cost averaging. SIPs can be an excellent strategy for long-term investors looking to mitigate market volatility.
Choosing the best mutual fund for your investment needs can be complex, and seeking professional advice can be beneficial. Financial advisors can help assess your financial situation, risk tolerance, and investment goals to recommend suitable mutual funds.
Once you’ve selected a mutual fund, your job doesn’t end there. Regularly monitor your investments to ensure they align with your objectives. Review your portfolio periodically and make adjustments if necessary. Avoid making impulsive decisions based on short-term market fluctuations.
Choosing the best mutual fund for investment in India requires careful consideration of your financial goals, risk tolerance, and various fund-related factors. It’s essential to conduct thorough research, evaluate fund performance, assess expenses, and consider tax implications. Additionally, stay informed about market developments and seek professional advice when necessary. By taking a disciplined and informed approach to mutual fund investing, you can work towards achieving your financial objectives and building long-term wealth in India’s dynamic investment landscape.
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Answer: If the agreement remains unsigned, no terms have been agreed upon. In situations where legal requirements dictate that an agreement must be registered to be valid, failure to register renders it as unsigned. This is particularly applicable to agreements involving immovable property, where registration is deemed mandatory.
How buyer has the right to cancel the booking, as per agreement
Reasons for cancelling the deal: Legal issues
Status of Contract
There is no fully registered agreement with the sub-registrar; what exists is merely an offer or proposal. Without formal acceptance, there is no legally recognized contractual agreement. This situation involves the provision of funds for a contract that remains incomplete, placing the recipient of the funds in debt to the homebuyer. The obligation is to refund the money along with interest and compensation due to the breach of contract, which has led to misrepresentation to the homebuyer and the squandering of time, energy, and other potential opportunities.
Background: The truck, financed through a loan, had one instalment unpaid. The bank repossessed and sold the vehicle at auction. However, the truck has not yet been transferred to the buyer. A consumer complaint was filed, and since the opposite party did not appear, an ex-parte order was issued in favour of the complainant. The case has now reached the execution stage, but the opposite party has filed an appeal. Can I seek execution in the High Court while allowing the appeal to continue in the State Commission? (Shubh Yadav)
Answer: After appeal is filed, execution shall be stayed. Court may order the lower commission to hear the case on merits and send back to the District commission for trial. High court has no jurisdiction to enter into the matter. In some cases where execution by revenue department is delayed, HC in writ has ordered to speed up execution but not in cases of appeal.
Answer: It’s crucial to grasp the terms of the warranty. Typically, if an unauthorized entity performs repairs during the warranty period, it may void the warranty. However, if the service centre conducts the repair, you generally have the right to request further repairs. In your situation, where the damage is a result of your actions, there might be complications. Nonetheless, legally, if you reported the issue during the warranty and it remains unresolved even after the warranty has expired, it can be considered a continuing cause of action.
Background: The LIC policy was initiated on 28.10.2016 by my father. A premium was missed, and revival occurred on 16.7. 2020 after a thorough health check-up. The policyholder passed away on 18.2.2021, and the three-year period had not elapsed. Post-revival, the policyholder underwent heart treatment. The claim was declined due to non-disclosure, despite the demise not being attributed to a heart attack. (Raj Jain)
Answer:
Two questions involved –
Within three years, can the company cancel the policy ?YES Section 45 (2) A policy can be called in question at any time within three years from the date of commencement of the policy or the date of revival of the policy or from the date of rider of the policy…..
But it should have been communicated in writing to insured about the reason and decision and opportunity to explain. If cause of death is not the non-disclosure of material fact, in your case heart attack, you need to specifically disclose with evidence the cause of death and proved facts so not disclosed are not ‘material’ in your case.
Background: I bought a car from Tata Motors in May 2023. In July, I discovered that a feature mentioned in the brochure (Dual function of DRL with indicator) was missing. Upon contacting the showroom, they explained that this feature is intended for a higher model and is not available in my model. Additionally, other complications could not be rectified. (Abhishek Singh Rathore, Pune)
Answer: If the brochure affirms the inclusion of a particular feature in your version, the dealership is obligated to provide that feature if it is feasible. If it turns out that the promised feature cannot be implemented in your model, you have the right to either exchange the car or receive a refund.
For any additional complications that can be addressed through repairs or part replacements, every effort should be made to rectify the issues. If, despite attempting repairs and changing parts, the problems persist and cannot be resolved, the next step would be to consider exchanging the vehicle.
Facts -Execution petition filed, OP not appearing before the court. Available address rented. I have no property details but bank account details
Can account be attached?
Answer:
Two issues involved –a) Notice not served
Facts: Complaint before District commission for defective paper cup machine making three parties-Dealer Rashmi Enterprises, Manufacturer Aman Impex and SBI General Insurance for loan
Only Rashmi Enterprise appeared, order against Rashmi Enterprises and in my favour
I appealed for not giving compensation
SBI &Rashmi Enterprises also challenge the order
State commission finds district order erroneous because Aman impex was not served and manufacturer is not liable now
State commission suggests to attract Product liability clause for execution of order in the absence of manufacturer .
Answer:
Question Sanchay Deshmukh :Property issue
Facts ;Purchased a land which belonged to Govt(school &garden land) but colonizer and sarpanch illegally sold to me.They were sent to jail for crime.Now not getting any approvals for construction
Answer; this is not your land now, its declared Govt. land .You can file case for refund of your money in civil court as recovery suit and compensation also for unfair dealing
Can also file before consumer court/RERA for unfair trade practices and refund with compensation
Fact: complaint filed before consumer forum against DHFL which was dismissed approached NLCT © to president, nothing has happened
Ans :
Facts; Booked flat in 2017, 3 years’ time for construction
After 6 year’s now flat ready but asking for increased cost.
Answer:
Facts: Purchase vehicle, delivery due on 6.12.2023 .At the time of delivery sunroof not working, promised to give on 11/12/2023 neither delivery nor changing vehicle.
Refusing cancelling Registration
Answer:
Can file complaint before consumer commission you have options to repair, change, refund etc. depending on merit of the case
Facts; Case filed against University. Court asks for some document or proof to show you are a consumer in education matter
Answer:
Student is not consumer against University
Bihar examination board case 2009
Facts: New Bike with starting problem .Service centre failed to remove the defect .Now case filed before consumer commission and service centre refused to give any service. Next date is 19.2.24
Any way to get bike repaired or early date possible .What application can be filed before court.
Answer:
Facts: Getting huge bill of Rs 25000/- for four months due to fast meter
Answer:
Application to electricity department for checking meter, you need to pay some fee for it
In case meter found fast /defective, billing shall be done on the basis of earlier billing pattern calculating average during the last six months
Facts :Purchase Yamaha Aero ON 5TH Oct 023 Engine stops after driving 1364 Km ,repaired after 4 days Again after 3200 km same problem
Can I get vehicle changed
Answer:
Not a case of change unless declared beyond repair or having manufacturing defect .May go to consumer court, ask for obtain expert opinion and order on merits
Facts Collaboration with dealer for construction .Work not completed, Lift not made functional .Given us fourth floor
Answer: Explore any payment issue .Can go to consumer commission /RERA
Can relevant law be incorporated in the petition/complaint?
Answer:
Generally petition /complaint is narration of facts with relevant documents. Case law, citation and judgments are attached with written arguments and discussed at the time of oral arguments
But while drafting complaint when you allege for deficiency in service, you can refer to relevant provisions such as how you become complainant as per definition of complainant, product liability clause, express warranty, unfair trade practice or misleading ads defined in the act.
Builder has not obtained completion certificate but forcing to take possession.
Answer:
First, you can refuse to take possession without completion certificate because there might be some incomplete work or administrative/legal requirement for which Completion certificate is either rejected or not applied by builder
Second: sometimes due to so much delay, homebuyer accepts possession without completion certificate, in such situation corporation may ask for extra taxes for this default. There are judgments that such penal taxes are to be borne by builder only for which you may have to go to court
Third, you can go to consumer commission or RERA at this stage also for possession with completion certificate and compensation for delay.
After 45 days of notice, OP comes with excuse that policy record of complainant not traceable, time be given to trace records.Commission asked to submit proof of service made .Is this the duty of consumer to track service of notice?
Answer: After 45 days from proper notice with documents, this excuse cannot work. Commission asking you to provide proof of service is to confirm that service is made in proper manner. After confirmation of notice served, commission can exercise its power to go expert against OP.
It’s not duty of complainant to track service of notice but you can facilitate the court when you press for proceeding ex party against OP.
Can we ask for govt. documents also through RTI ?
Answer:
Yes, you can ask for documents also if you are an interesting party. You need to prove how you are entitled to get information or documents. Further under RTI you can be given information only but cannot reply as to why no action/or un- favouring action has been taken
What is the difference between execution through civil court and consumer commission, explain procedure.
Answer: There is no difference in procedure for execution of order by consumer commission. In both places order xx1 Ist schedule of CPC 1908 is to be followed. Consumer commissions are given power of Ist class Magistrate to follow this procedure within the Act under sec 71&72
Procedure is the same –Notice, BW, NBW through police, Arrest by police &fine by commission, order for attachment of property.
How medical negligence cases are proceeded and proved
Answer:
Procedure is same for all cases coming to consumer commissions since in medical cases, medical literature, expert opinion etc. are required. Treatment record is also important factor, Sometimes more than one affidavits are needed for evidence. There may be more than one expert opinions are accepted or sought by courts. Hence process becomes lengthy
Negligence is proved on the basis of entire facts, circomstances, treatment record, medical literature and medical expert opinion. Activities of para medical staff, required infrastructure in the hospital /nursing Home and requisite facilities are also considered for reaching to some logical end