The importance of Health Insurance is undisputed. It gives one respite during times of emergency. Some of the benefits of health insurance which can’t be ignored are cashless treatment, Pre and post hospitalization cost coverage, No Claim Bonus and Tax benefit among others. However, with a number of insurance companies in India having their own health insurance policies choosing the right one could be a tricky task.
No one thinks about taking a health insurance until they are hit badly by a need. However, given the spurt of diseases, everyone should take a suitable health insurance cover to meet the medical care expenses. You must know a health insurance is an agreement between an insurance provider and an individual wherein the former guarantees to take care of certain medical costs of the latter based on the premium paid without default.
In today’s time buying a health insurance policy for yourself and your family is extremely important. Medical care is very expensive, especially in the private sector. Hospitalisation can burn a hole in your pocket and ruin your finances for a lifetime. So a health insurance policy will lessen your stress in case of medical emergencies.
Now, choosing the health insurance that meets your need is not easy and most of the time we consult our friends and colleagues to understand what kind of plan to choose. To make it a hassle-free exercise, Consumer Voice team has evaluated 6 health insurance companies and reviewed them on parameters including pre-hospitalization (days), post-hospitalization (days), day-care coverage, domiciliary treatment, maternity treatment among others and identified the best one for you.
To know the best health insurance policy, get the latest copy of Consumer VOICE
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